Would you like to save money while also spending money? It may sound impossible, but there are actually credit cards with which you can do exactly this, as they offer certain deals and benefits for your (daily) expenses.
The advantages of discount credit cards:
- Spend less money on your day to day expenses;
- Enjoy various exclusive deals;
- Spend less time on shopping by focussing on your discount possibilities.
Imagine this... Spending less every day because of the attractive discounts from your credit card on your daily spending. Or being able to shop online to even keener prices because of your discount credit card. This way you will be able to save money and time while enjoying some online shopping. The discount credit cards will make shopping a lot more fun as you enjoy various attractive deals and benefits. Every discount credit card offers a different kind of benefit. Choose the one that suits your daily needs the most, this way you will be able to benefit fully from the discounts.
So what kind of benefits can you enjoy with these types of credit cards? Some cards offer a certain percentage of discount in the first few months after the card is awarded. After this, the party won't stop. The percentage will get lower, but you will still be able to have a certain percentage of discount on a lot of your (online) purchases. Other discount credit cards offer attractive discounts on your fuel spending, making it possible to save some money on these high and regular expenses. Or are you a travel fanatic? Then choose a credit card that besides having a broad range of travel insurances also offers travel sector discounts. Or do you like to shop? Then a perfect fit for you will be a credit card that offers discounts and promotions in numerous shops in Belgium.
What are the discount credit cards in Belgium? Read on to discover Belgian credit cards with attractive benefits for you.
Beobank Visa Classic
- 2 exclusive insurances: Purchase protection and Safe online
- Cash Transfer allows you to transfer money to your current account
- 5 euro gift in the first year
Card limit:
2200 eurosCosts:
5 euros/yearAPRC
11.49%Beobank credit card Visa Classic offers automatically a Purchase Insurance and the credit opening is 2200 euro. The annual subscription fee is 5 euro and the annual effective rate is 11.49%.
After the first purchase with your credit card, you will receive a 5 euro gift from Visa Classic.
- Discounts
- Purchase protection
- Pay back in installments
- Contactless
Beobank Q8 World MasterCard
- 4% discount on fuel at Q8 in the first 3 months, afterwards 2%
- 2% discount on heating fuel at Q8Mazout
- 0,5% discount on all purchases
- Purchase protection
- Extended warranty
- Safe online
- Items stolen from vehicle insurance
- Car keys and/or car papers theft
Card limit:
2200 eurosCosts:
5 euros/yearAPRC
11.49%With Q8 World Mastercard from Beobank you will get 4% off at your refueling station of Q8 for the first 3 months and after that 2%. For any purchase made with Q8 World Mastercard credit card anywhere in the world, you will enjoy a 0.5% discount.
You receive a 0.5% discount on all other purchases made with the card anywhere in the world (except at other petrol stations). Up to 250 euro are reimbursed per year by Q8 World Mastercard from Beobank.
The credit card limit starts from 2200 euro and the annual effective rate is 11.49%. The annual subscription fee is only 5 euro per year.
- Discounts
- Insurance
- Purchase protection
- Pay back in installments
- Fidelity bonus
Beobank Visa Extra
- 1% cashback on all your purchases
- 3 exclusive insurances: Purchase protection, Safe online and Prolonged warranty
- Accepted all over the world
Card limit:
2400 eurosCosts:
20 euros/yearAPRC
11.49%Visa Extra from Beobank has a spending limit of 2400 euro. With Visa Extra you benefit from an exclusive Purchase Insurance. The annual rate of the credit card is 11.49% and the annual subscription fee is only 20 euro.
Until 21/12/2021, you will receive a 20 euro as gift after the 1st purchase made with your card.
- Best deals
- Discounts
- Pay back in installments
- Contactless
Beobank Extra MasterCard
- 1% cashback on all your purchases
- 3 exclusive insurances: Purchase protection, Safe online and Prolonged warranty
- Accepted all over the world
Card limit:
2400 eurosCosts:
20 euros/yearAPRC
11.49%Mastercard Extra from Beobank has a spending limit of 2400 euro. With Mastercard Extra you benefit from an exclusive Purchase Insurance. The annual rate of the credit card is 11.49% and the annual subscription fee is only 20 euro.
Until 21/12/2021, you will receive a 20 euro as gift after the 1st purchase made with your card.
- Purchase protection
- Pay back in installments
- Contactless
- Discounts
Carrefour Finance Visa Gold
- the possibility of paying like with a bank card, free credit until the end of the month or credit
- pay in 3 or 12 instalments (TDP 9.9%) your purchases from 300 euro to all euro-zone traders
- Carrefour Bonus Card integrated: only one card to make your purchases and accumulate your loyalty points
- pay in 3 or 12 instalments (TDP 0%) your purchases from 75 euro in your Carrefour hypermarket, without fees or interest
- up to 10% on everyday purchases in your Carrefour hypermarket
- Visa Days: every Thursday, receive 5 euro per 100 euro purchase in your Carrefour hypermarket
- 10% discount on all car rentals at Europcar
- the Gold travel insurance covers: medical expenses up to € 150,000, search and rescue costs, death expenses (plus assistance with the formalities), repatriation to Belgium, early return, psychological support, legal expenses abroad, loss and theft of documents, credit cards, luggage, transport tickets or keys, sending essential medicines, language assistance, delays or cancellation of flight
- the Gold travel insurance abroad which includes: delay or cancellation of flight, loss or delay of luggage, death, travel cancellation insurance up to 7500 euro
- all your purchases between 50 € and 3000 euro carried out abroad are insured against theft and accidental damage
Card limit:
0 eurosCosts:
36 euros/yearAPRC
12.12%- Insurance
- Fidelity bonus
- Discounts
- Contactless
Belfius Visa Classic
- Accepted in Belgium, abroad and on the internet
- No franchise charges in case of credit card fraud
- Enjoy discounts and promotions from numerous Belgian retailers
Card limit:
1900 eurosCosts:
54 euros/year- Discounts
Belfius Visa Gold
- Travel assistance and accident insurance
- Assistance to persons who reimburse you for medical expenses in case of hospitalization and guarantees you the repatriation
- Travel accident insurance that covers permanent disability or death caused by an accident
- Accepted in Belgium, abroad and on the internet
- Enjoy discounts and promotions from numerous Belgian retailers
Card limit:
5000 eurosCosts:
76 euros/year- Insurance
- Discounts
- Hospital Allowance
Belfius MasterCard Platinum
- Extended assistance and travel insurance
- Trip cancellation insurance
- Insurance protection of purchases (including on the internet)
- Travel sector discounts
- Accepted in Belgium, abroad and on the internet
Card limit:
5000 eurosCosts:
204 euros/year- Insurance
- Discounts
- Fidelity bonus
- Purchase protection