Google Pay in Belgium

Posted on: 10 Oct 2018

Google Pay (G Pay), the former Android Pay, is a full mobile payment system, designed to let people purchase items and services both online and in the real world, in physical stores. Google Pay was officially launched on the 11th of September 2015 in the U.S. Since then Google Pay has expanded its reach and is now available from banks and other financial institutions in countries like UK, Poland, Germany, Italy, Croatia, Ireland, Czech Republic, Slovakia, Spain or Belgium.


The difference between debit card and credit card in Belgium

Posted on: 29 Aug 2018

1.After you've made a payment your money doesn't leave your card account immediately, it has a waiting payment until the bill is settled by the issuer of your credit card, Mastercard or Visa. Once your payments are processed you can choose to repay the full amount of your purchases in one go each month when your bank settlement day comes, or you can spread the amount over several months. Some of the Belgian backs don't allow the payment in installments.

2.You can withdraw money and make payments all over the world. Most banks block the use of credit cards in the United States, so before heading there make sure you go to your bank and ask them to activate the card for the United States. The process is quite fast, and they usually unblock your card only for the duration of your visit, so you'll need to do the whole process every time you plan to visit the United States Online payments to US merchants are still allowed without needing any activation from the bank.


ING takes over Record Bank

Posted on: 15 May 2018

The ING takeover of Record Bank was legally implemented on the 1st of April 2018. The existing clients of Record Bank will immediately become customers of ING, although the practical transfer of accounts to the new bank can still take place until the 30th of June.


Free credit cards in Belgium

Posted on: 21 Apr 2018

If you're looking for a free credit card, then you're in luck. In Belgium you have quite a few choices of free credit cards, at least for the first year. Several banks in Belgium offer this type of credit cards: Argenta, Axa Bank, Carrefour Finance, Cofidis or Europabank.


Challenger Banks

Posted on: 08 Apr 2018

A challenger bank is a relatively small retail bank set up with the intention of competing for business with large, long-established national banks, be it through offering superior service, better deals, or more often than not, a combination of the two. They also tend to get specialized in and target areas underserved by the established traditional banks.

The challenger banks distinguish themselves from the historic banks by modern information technology practices, such as online-only operations, that avoid the costs and complexities of traditional banking.


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