Updated on: 16 Mar 2021
What is a MasterCard Gold credit card?
MasterCard Gold is a credit card branded by MasterCard Incorporated, a major technology and global payments company. MasterCard Gold cards are available to individual consumers and to small, mid-size and large businesses with a variety of needs and incomes. A wide variety of banks in Belgium, including Argenta, BNP Paribas Fortis, ING, Belfius and Cofidis, issue MasterCards Gold to consumers. MasterCard itself does not issue cards, it only processes the card transactions. Each issuer decides what terms and rewards to offer consumers for the card. What these cards all have in common, regardless of the issuing financial institution or card type, is that consumers can use them at any business that accepts MasterCard cards.
MasterCard Gold credit cards in Belgium
We are going to take a closer look to the upper class of credit cards available in Belgium. In this article we'll present a comparison between the MasterCard Gold credit cards made available by the banks in Belgium. MasterCard Gold credit cards cost a bit more than a regular credit car but it also comes with some advantages that the rest of the cards available on the market don't have like higher spending limits, travel insurances or purchased good insurance.
We will compare all this credit cards on the costs and the benefits they bring to your from the all banks that offer them in Belgium.
| Credit card | Cost | Limit | Features |
|---|---|---|---|
Argenta MasterCard Gold |
40 euros/year | 5000 euros |
|
BNP Paribas Fortis MasterCard Gold  |
46 euros/year | 5000 euros |
|
Belfius MasterCard Gold |
78 euros/year | 2500 euros | |
Cofidis MasterCard Gold |
5 euros/year | 10000 euros |
|
ING Mastercard Gold |
40 euros/year | 5000 euros |
|
KBC MasterCard Gold |
49 euros/year | 5000 euros |
|
As you can see from the table above most of the credit cards come with the standard travel insurance and purchase protection insurance for the goods that you bought with this credit cards. Some of them are part of the Épargnez & Cueillez offers, like BNP Paribas Fortis MasterCard Gold and Belfius MasterCard Gold. Others have card fraud insurance like Argenta MasterCard Gold, BNP Paribas Fortis MasterCard Gold, ING MasterCard Gold.
When we look at the costs Cofidis MasterCard Gold offers the best deal with a cost of only 5 euros per year whilst Belfius MasterCard Gold costs 78 euros per year.
In terms of initial credit limit Cofidis MasterCard Gold offers you 10000 euros whilst at the other end Belfius MasterCard Gold only offers you a limit of 2500 euros
There are a few choices of MasterCard Gold credit cards offered by the Belgium banks and here you have all the information needed in order to make the best decision based on your priorities and spending habits, thus helping you to save money.